Book ahead It is tempting to turn up at a town and find a place to stay once you arrive, but it does pay to book your accommodation ahead – if your transport is delayed, you could arrive at a new destination in the middle of the night, and the last thing you want is to be running around, looking for a hotel

Holiday insurance is complicated; I’m not going to deny it There’s such a huge range of policies across companies and price ranges with such subtle differences that it can be a real struggle to stay on top and know which is for you

With cruises growing more and more popular, people are more concerned about things going wrong on their travels That many people in one place seems like an ideal opportunity for thieves, and this combined with the risk of needing medical attention at sea can be off-putting

Between the awe inspiring sights of Peru, the brilliance of ‘Carnaval’ in Brazil and the sense of adventure in Argentina, South America has a huge amount to offer travelers of all ages and experience, but many are put off by the dangerous reputation the area has The truth is that the majority of travelers have their trip and come back with no bad experiences and a selection of unforgettable memories

With cheap travel insurance available more widely than ever before, the vast majority of travellers will buy some kind of insurance policy before they go away But how many people actually know what they are buying

Every year, millions of people go skiing around the world, and despite the wide availability of cheap ski travel insurance there are still many who travel without full cover There are plenty of things that go wrong on a skiing holiday, ranging from injury and equipment loss to bad weather and cancellation costs, and while it’s easy to say “it won’t happen to me”, you can face enormous costs if run into trouble without insurance

If you are preparing to disappear around the world on a gap year adventure, finding cheap travel insurance, researching the laws of a country and drawing up an itinerary to give to friends and family are probably some of the furthest things from your mind, but they shouldn’t be Gap years are all about adventure, building experience and getting some great memories, but a holiday that lurches from one disaster to another will provide adventure of a very different kind and give you the kind of memories that you’d rather forget

Many people are still tempted to scrimp on travel insurance, especially with short trips or visits to “safe” destinations But with cheap travel insurance now so widely and easily available, there’s really no excuse to travel uninsured, especially given how common insurance claims are for certain destinations

Heathrow’s brand new, shiny Terminal 5 has had a rough time since it opened The Terminal 5 baggage scandal has seen thousands of pieces of luggage separated from their owners, and even now at the time of writing there are an estimated 20,000+ pieces of lost baggage still at large

Contemplating committing fraud is a serious matter, but many people simply don’t realise that when they exaggerate a travel insurance claim they are actually committing fraud While falsifying or exaggerating a travel insurance claim may seem like a harmless 'white lie', travel insurance fraud is a crime